Advice For Life Subscription Terms and Conditions 

Effective Date: November 2024

Welcome to Advice For Life, a subscription service provided by Global Social Innovators (“we,” “us,” “our”). These terms and conditions (“Terms”) govern your use of the Advice For Life subscription service (“Service”). In subscribing, you agree to these Terms.

1. The Service

Advice For Life is a subscription-based service offering tailored social welfare advice to help individuals navigate complex issues, including benefits, housing, employment, and debt. The scope of services available through your subscription is detailed on our website and may be updated periodically.

2. Eligibility

     1.  You must be at least 18 years old to subscribe. If you are under 18, you may only use the Service with the involvement and consent of a parent or guardian.

     2. By subscribing, you confirm that the information provided during registration is accurate, complete, and up to date.

3. Subscriptions and Billing

     1.  Payment Terms:

• Subscriptions are offered on a monthly or annual basis, with fees clearly indicated at the time of purchase.
• Payments are processed through PayPal and Stripe.
• All fees are charged in GBP (£).

     2. Recurring Payments:

• Your subscription will renew automatically at the end of each billing cycle unless cancelled.
• By subscribing, you authorise us to charge your payment method on a recurring basis for the applicable subscription fee.

     3. Offers and Discounts:

• Availability: Discounts may be offered on specific subscription plans. Full details of any available discounts will be provided in the offer details.
• No Eligibility Requirements: Discounts are available to all subscribers and do not require any proof of eligibility or additional verification.
• Duration: Discounts may be valid for a limited time. Once the discount period ends, subscriptions will automatically renew at the standard rate unless otherwise stated. Terms will be clearly stated at the time of offer and may be subject to change.

     4. Taxes:

• Subscription fees may include applicable taxes, depending on your location.

     5. Receipts:

• A receipt for your subscription fee will be emailed to you after payment.

4. Cancellation and Refunds

     1.  Cancellation:

• You can cancel your subscription at any time through your account settings or by contacting us at advice@globalsocialinnovators.org.uk
• If cancelled, you will retain access to the Service until the end of the current billing period.

     2. Refund Policy:

• We do not issue refunds for unused portions of a subscription period. Please review your subscription carefully before purchasing.

5. Discounts Policy

1. Availability: Discounts may be offered for certain subscription plans or eligible groups. All discount terms will be specified in the offer details.
2. Proof of Eligibility: To access discounts, you may need to provide proof of eligibility (e.g., student ID, income documentation). If eligibility cannot be verified, the full subscription fee will apply.
3. Duration: Discounted rates may apply for a limited time, after which the subscription will renew at the standard rate unless otherwise stated.

6. Changes to Fees and Terms

1. Fee Changes: We may change subscription fees at our discretion. If we make changes, we will notify you at least 30 days in advance. Your continued use of the Service after fee changes take effect constitutes your acceptance.
2. Terms Updates: We may update these Terms from time to time. Significant changes will be communicated to you. Continued use of the Service after updates indicates your agreement to the revised Terms.

7. Use of the Service

     1.  Personal Use Only: Your subscription is for personal use only and cannot be shared with others or used for commercial purposes.

     2. Prohibited Activities: You agree not to:

• Share login credentials with others.
• Use the Service in violation of any laws or regulations.
• Attempt to reverse-engineer or disrupt the Service.

We reserve the right to suspend or terminate your subscription if you violate these Terms.

8. Intellectual Property

1. Ownership: The names, logos, and trademarks of Global Social Innovators, including “Advice For Life,” are protected under copyright, trademark laws, and other applicable intellectual property rights.
2. Restrictions: You may not copy, distribute, modify, or publicly display any part of the Service without our prior written consent.

9. Disclaimers and Limitation of Liability

1. Service Limitations: Whilst we strive to provide accurate and helpful advice, the Service does not guarantee specific outcomes or replace professional legal, medical, or financial advice.
2. Liability: To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the Service.
3. Force Majeure: We are not liable for delays or interruptions caused by events beyond our reasonable control, including technical issues or acts of nature.
4. Nature of the Service: Advice For Life is a trusted and experienced welfare rights advice service with a proven history of supporting individuals through complex challenges. We provide expert guidance to help people navigate issues such as benefits, housing, employment, and related matters. While our service is built on years of expertise, it is important to note that we are not lawyers, solicitors, or financial advisers. As such, we do not provide advice that falls within the scope of regulated activities. The information we offer is intended for general guidance and should not be considered a substitute for professional legal, financial, or specialist advice.
5. Scope of Advice: Our welfare rights advisers focus on helping clients understand their rights, provide support and access support systems and take action on behalf of clients where required . We do not draft legal documents, represent clients in court, or offer advice on investment or financial products. If your situation requires legal representation or financial consultancy, we may recommend seeking the services of a qualified professional.
6. Liability: While we strive to provide accurate and up-to-date advice, we cannot guarantee the accuracy or completeness of information provided, as laws and regulations may change. Global Social Innovators shall not be held liable for any outcomes resulting from the use of our guidance, including decisions made or actions taken by the client.
7. Use of the Service: In subscribing to or using our service, you acknowledge and accept that our advice is provided within the scope of welfare rights advice and is not legally binding. It is your responsibility to ensure that you seek additional professional support when necessary.
8. Confidentiality: Any information shared during consultations will remain confidential and handled in accordance with our data protection and privacy policies.
9. Revisions and Updates: Global Social Innovators reserves the right to update or amend this disclaimer at any time. Clients will be notified of significant changes to our terms and conditions.

For further information, please contact us Email: admin@globalsocialinnovators.org

10. Reporting Misuse

If you notice any misuse of the Service, including unauthorised sharing of accounts or intellectual property infringements, please report it to us at admin@globalsocialinnovators.org

11. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes arising from or related to these Terms will be resolved exclusively in the courts of England and Wales.

12. Contact Us

For assistance, inquiries, or to report an issue, please contact us at:

Global Social Innovators

• Email: admin@globalsocialinnovators.org
• Phone: +44 (0)300 302 0344
• Registered Office Address: Global Social Innovators, 1349, 1353 London Rd, Leigh-on-Sea SS9 2AB, United Kingdom

Subscribing to Advice For Life, you agree to these Terms and the commitment to fostering a fair and empowering experience for all users. Thank you for choosing us as your trusted source of social welfare advice.